At Standard Life Aberdeen we’re committed to keeping our pricing transparent with no hidden charges, so you always know what you’re paying for.
To that end, we have one set of charges and fees across both the Self Investor Stocks and Shares ISA and Trading Account to keep things simple.
|What you'll pay with Self Investor||We won't charge for any of the below, but other providers may charge|
Our account charge is a charge payable to us to carry out investment transactions on your account. The charge is based on a percentage of your total investment amount across all your Self Investor accounts, including any cash.
Our standard account charge is:
Charges are accurate as at November 2020.
Charges are associated with the total amount of investments held in your Stocks and Shares ISA or Trading Account, and the investments you choose.
This is calculated daily and the combined total of the daily amounts is taken at the end of each month, starting 1 month from when you first invest.
It'll be taken from any cash held within your account, or, if there's not enough cash available, we'll automatically sell units or shares from your least volatile fund to raise a minimum of £10. Any leftover cash will be left in your account to cover any future charges.
If we do have to sell any units, a contract note will be added to your document library and you'll receive an email to let you know it's there.
The fees and charges relating to the Ongoing Charges Figure are automatically deducted when calculating the fund's daily unit or share price. This means that you won't see the charge taken as a separate amount.
Fund entry and exit charges are taken into account when calculating the price that you buy or sell units in a fund at, so you won't be charged for these separately.
There are different types of charges a fund manager might reply. Fund manager charges are already taken into account in your overall charge though so you won't see these separately in your account.
An annual management charge is an ongoing charge made by the fund manager for managing the investment within a fund and will vary between funds. It's set as an annual percentage and a fraction of this is deducted, along with any additional fees and expenses, from the value of the fund when calculating the daily price of units or shares. For more information on these - please see your Charges information PDF in your literature library.
This combines a fund's annual management charge with the additional fees and expenses incurred in a fund's day-to-day administration.
Details of a fund's annual management charge and Ongoing Charges Figure can be found in its Key Investor Information Document (KIID).
A fund manager may also apply an entry or exit charge each time an investor buys units or shares in a fund and sometimes when they sell. We've negotiated no entry and exit charges on most of the funds in our range though there are a few exceptions.
You can check if these apply to each fund by clicking on the 'Read more' link under the fund name when choosing your funds.
Charges are not guaranteed and may change in the future.
Our UK based Customer Support team will be happy to help with questions about our products or services.