Pick from our Easy or DIY options – depending on your preferences.
Pay as much as you want, when you want with regular or lump sum payments.
We’ll need to know you’re a UK tax payer to be eligible.
You can use our Stocks & Shares ISA (Individual Savings Account) to save money tax efficiently. With cash interest rates at an all-time low, investing more in a Stocks & Shares ISA now could increase your opportunity for greater returns.
Choices by abrdn are committed to meeting the evolving needs of savers, helping them get their money to a better place, and our products and services are developed by experienced teams backed by the abrdn group, a FTSE 100 company dedicated to helping people make good choices with their savings and investments.
Our Stocks & Shares ISA is provided by Standard Life Savings Limited, which is part of the abrdn group. Standard Life Savings Limited is authorised and regulated by the Financial Conduct Authority.
The cost of an ISA is made up of:
How much an ISA with us costs will depend on the investment choices you make. If you choose our Easy option, your overall annual charge will be 0.55%. For a full breakdown and to understand how our charges work, see our ISA charges page. You can also find details of all the charges associated with our ISA and the investment choices you make during your application.
We have two options when it comes to investing your money.
You should make sure your investment choices meet your savings goals and attitude to risk. The higher the level of risk, the more your investment could go up and down in value. If you aren’t comfortable taking even a small amount of risk with your money then investing might not be right for you.
You can review details of all of the funds available, including charges, factsheets and key information documents as part of setting up your ISA.
Choose one of five MyFolio Index funds based on how much investment risk you’re comfortable taking. The experts from Aberdeen Standard Investments will then manage these funds with the aim of achieving the best possible returns for you for that level of risk.
This could be a good choice for those who don’t have the time to look after their own investments or who are new to choosing and managing funds.
If you feel more comfortable choosing your investments you can pick from the full range of thousands of funds covering different asset classes, regions and investment styles.
You’ll also need to take time to regularly review and monitor your choices, and ensure the risks and investments are still appropriate for your goals.
If you want to know all the detail about our ISA and how it works, read the Key Features document.
Apply online in minutes – make sure you have your National Insurance number and debit card/bank details handy.
You can invest up to £20,000 in an ISA in this tax year. If you would like to invest more, you can do this with a Personal Portfolio. Our ISA comes with a Personal Portfolio.
Like an ISA, you can invest in funds, transfer into and make withdrawals from your Personal Portfolio. Unlike an ISA, investment growth in your Personal Portfolio is subject to tax.